Are you wishing to purchase a home in Florida, but live in the outside the United States? A No Income Verification Option is ideal for you.

Conventional loans are mortgage loans offered by non-government sponsored lenders.

The big advantage here is an initial interest rate lower than what you can get with a fixed rate. If you’ll be earning more in the future than you are now, this is a smart choice.

With a fixed rate mortgage, the interest rate does not change for the term of the loan, so the monthly payment is always the same.

Generally easier to qualify for than conventional loans. Lower down payment requirements. Cannot exceed statutory loan limits.